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Helping South Carolina Find Legal Solutions Since 1999

Call Today for a free Consultation 803-407-4140

Debt Settlement: Settle Your Debt And Stop Creditors From Harassing You — Without Filing Bankruptcy

Today's collection methods are much more aggressive — and even downright abusive — than they were years ago.Collection agencies have turned harassment into a science, finding creative ways to relentlessly harass you, your family and even your friends about your debt and whereabouts.

But there are ways to legally stop creditor harassment and get out from under your debt. Debt settlement is one of these ways.

What Is Debt Settlement?

Debt settlement is a way to get a creditor to accept less than what you owe on your debt.

Some individuals find that debt settlement is a powerful, affordable way to deal with debt, while avoiding bankruptcy filings that they either don't qualify for, or wish to avoid.

Negotiated Settlements: Why It's Good For You And For Creditors

At Lord Law Firm, LLC, we help people settle credit card debt, medical bills and lines of credit with all kinds of creditors, negotiating deals that are good for both sidesany of our clients are surprised to learn that banks, credit card companies and other lenders are often willing to take a fraction of what they are owed on a debt. Creditors are willing to do this rather than risk very little or close to nothing from a consumer who declares bankruptcy or has no income or assets they can take.

What We Do

If debt settlement is the best solution for you, our attorneys can talk to your creditors and reach a settlement arrangement that could help you:

  • Pay back as little as 15 to 75 percent of what is owed
  • Pay less than what you would pay on the same debts with Chapter 13
  • Avoid bankruptcy on your credit
  • Get out of debt faster than with Chapter 13, with typical time frames of 12 to 24 months, instead of three to five years

"Bankruptcy is a solution, not a failure."

Call 803-407-4140 today to set up a confidential appointment.

Flexible appointments and payment options available.

We are a debt relief agency.

We help people file for bankruptcy relief under the Bankruptcy Code.